Social Security · Medicare · Retirement money

The decisions after 60, explained properly.

Clear guides to your check, your Medicare choices and the bills that change at 65. Every figure is dated and sourced from official pages such as SSA, CMS and the IRS.

Margaret, the AI presenter of Ask Margaret, in a navy cardigan at a desk with bookshelves behind her
Margaret, your AI presenter

Start with a topic

What do you want to understand?

Your Social Security check

The raise, the notices, and the scams that follow. What the numbers mean for your January check.

Taxes on your benefits

Whether your Social Security is taxable comes down to one income line. Find yours.

Bills that change at 65

Property tax, Medicare costs, drug plans and deductions: where the money is and who to ask.

See all guides

The Kits

Practical kits, made to use

Plain-English PDFs with phone scripts, checklists and the official source for every number.

Margaret's Bill-Cutter Guide, a spiral-bound green booklet, next to coffee and glasses
Available now

Margaret's Bill-Cutter Guide

10 bills that can shrink or stop after 65, and exactly how to ask. Phone scripts, a state property-tax table and a calls tracker. $12, instant PDF.

See the guide
2027 EditionMargaret's Guide to Medicare Choices
Coming soon

Margaret's Guide to Medicare Choices

A plain-English guide for Open Enrollment, with the official source for every number.

Coming soon
8 cardsMargaret's Scam Shield
Coming soon

Margaret's Scam Shield

Eight scams aimed at people 60 and over, and what to say. Cards you can keep by the phone.

Coming soon

The Monday letter

One short letter, every Monday

What changed, what it means for your money, and the one thing to do about it. No filler, no selling plans. Sign up with the free checklist above and the letter comes with it. You can unsubscribe any time.

Get the checklist and the letter